Our Firm and Services

Harvest Financial Planning, LLC is a full service financial planning firm that helps our clients to evaluate their current financial picture and to then to establish realistic goals and objectives. 

Afterwards, we work with you to develop a customized financial plan that is tailored specifically to meet your goals and objectives.

Once your goals and objectives have been established and a financial plan has been crafted, we work with you to create customized financial strategies that will best meet your written financial plan’s objectives.
 
We understand the process of all assets the Lord has entrusted to you and we hold true to that process in that our customized financial strategies are based on the following process:
 
Accumulate – Wealth to fund future goals.
Distribute – Income as needed to you.
Transfer – The remaining assets to your intended heirs rather than the Internal Revenue Service or attorneys.
 
Once the plan is developed we then work with you to develop a management process to meet your goals and objectives. 
 
  • Through personal consultations with you, we develop a personal profile of your individual investment needs and objectives, time horizon, and attitude toward investing.
  • We develop a personalized asset allocation policy based on your needs and objectives as identified in Step 1. This policy maximizes your investment returns relative to your risk tolerance and time horizons through the carefully diversified allocation of your investments.
  • Your asset allocation policy is implemented by investing in a well-diversified portfolio and is managed by preeminent money management firms or one of our custom private access portfolios, many of which are not normally accessible to an individual investor. 
  • Your investment portfolio is carefully monitored on an ongoing basis to ensure that it remains consistent with your agreed-upon asset allocation policy. If the relative value of investments in your portfolio changes enough to become inconsistent with this policy, it is rebalanced. 
  • We will communicate with you on a regular basis and provide a comprehensive reporting package including total asset account values. We will reassess your current financial situation and any changes in your goals and objectives and make any appropriate changes to your portfolio.
We are firmly committed in our desire to be Servant Leaders of our clients’ needs in an increasingly complex and challenging financial world. The term "Servant Leader" expresses our commitment to first serve our clients by helping them develop a personal financial plan and second by leading them into making the decisions that must be made to help them achieve their financial goals.

We also believe that we serve a higher purpose than simply to effectively manage client relationships and financial plans. We are fallible and will make mistakes. However, at no time will a decision or recommendation be made that conflicts with the purpose and calling we sense.. We believe that every area of our lives should be submitted to the God we serve for His glory alone.
 
Even though a name is listed as the owner of Harvest Financial Planning, we fully embrace the knowledge that we are also trustee's of a financial planning business.  God is the real owner and he is allowing us to be stewards it to serve others.